Building resilient protection across Personal, Commercial, and Corporate lines — backed by rigorous CAT modeling, disciplined capital management, and innovative risk transfer structures.
Market Trends (5Y)
Risk Exposure Index
Live Market Volatility
● Live updating every 5s
Personal Insurance
Homeowners & High-Value Residences
Automobile & Specialty Vehicles
Life & Estate-Linked Coverage
Umbrella & Excess Liability
Business & Commercial Lines
General Liability
Property & Casualty
Workers' Compensation
Professional & E&O Coverage
Corporate & Specialty Risk
Directors & Officers (D&O)
Cyber & Technology Risk
Environmental & Climate Risk
Marine & Aviation
Reinsurance & Co-Insurance
Excess-of-Loss Structures
Quota Share & Layered Programs
Co-Insurance Placement
CAT-Exposed Risk Transfer
Captive & Self-Insurance Vehicles
Single-Parent Captives
Protected Cell Companies (PCC)
Reciprocal Insurance Exchanges
Risk Retention Groups (RRG)
Risk & Capital Management
CAT Modeling & PML Analysis
Capital Optimization
Loss Forecasting & Stress Testing
Regulatory & Structuring Advisory
Rating-Agency Style Review Lens (Illustrative)
Net cat leverage: Maintain stable net retention vs surplus; demonstrate tail resilience post-event.
Important Disclosure: This platform is for illustrative and informational purposes only. All data, models, charts, and financial projections shown are hypothetical examples and do not constitute an offer to sell or solicitation to buy insurance, securities, or investment products. Actual insurance coverage terms, pricing, availability, and regulatory requirements vary by jurisdiction and are subject to underwriting approval. Past performance and modeled scenarios are not indicative of future results. Catastrophe modeling involves inherent uncertainties and limitations. This is not financial, legal, or investment advice. Consult qualified professionals before making insurance or investment decisions. Benavente Brothers Insurance Company is a fictional entity created for demonstration purposes.